Legal notices

1. Publisher

Information about the publisher 

This website has been published by Etablissement de Retraite Additionnel de la Fonction Publique (ERAFP), a French public administrative establishment governed by Decree No 2004-569 of 18 June 2004 on the French Public Service Additional Pension Scheme, the registered office of which is located at 12 Rue Portalis, CS 40007, 75381 Paris Cedex 08.

Tel.: +33 (0)

Person liable for website content

Philippe Desfossés, Chief Executive Officer of ERAFP

Content manager

ERAFP’s Communications department

Website host

1 Rue Royale
92210 Saint Cloud

2. Personal data protection 

In accordance with French Data Protection Act No 78-17 of 6 January 1978, as amended by Act No 2004-801 of 6 August 2004, personal data is automatically collected, recorded and stored on this website within the scope of the personal data declaration filed with the CNIL (French data protection authority). 

Users may exercise their right to access, modify and correct their personal data and have the data deleted on providing proof of their identity by e-mail, using one of these four forms.

ERAFP warrants that it will not misuse any data provided to it and that it will protect the integrity thereof.

All the personal data collected is processed in the strictest confidentiality. 

More specifically, ERAFP undertakes to ensure the confidentiality of any e-mails received by using security measures.

ERAFP only holds the personal data it receives for the time required to process it. 

For further information on this matter, please go to the CNIL website: …

Any other questions concerning the processing of personal data should be sent to:

  • e-mail address:
  • postal address: ERAFP, 12 Rue Portalis, CS 40007, 75381 Paris Cedex 08

3. Cookies

Please be aware that, when browsing the website, a cookie may be automatically installed on your browser.

Cookies are files installed by a server on a client’s computer to record information, which the server can subsequently read and modify.

The information collected does not include any personal data.

You may refuse cookies by configuring your browser to inform you of their presence and offer you the possibility of refusing them (please refer to your browser help guide).

4. Accessing and using the website 

Users of the website acknowledge that they have the skills and resources needed to access and use the website. The following minimum configuration is required in order to access and use the website:

  • Microsoft Internet Explorer: version 8 or higher 
  • Mozilla Firefox: latest version
  • Apple Safari: latest version
  • Google Chrome: latest version

These browsers can be downloaded from the websites of Microsoft, Mozilla Firefox, Appleand Google Chrome.

If you are using the service from a company network, please contact your network administrator or IT department beforehand.

By logging onto the website, you agree to comply with this legal notice.

The website is available 24/7, save in the event of force majeure as recognised by French and European Union courts, or of technical breakdown or any maintenance operation required to keep the website in good order.

5. General warning

As the website is accessed via the Internet, you must be aware of and accept the associated risks. In particular, you acknowledge that information which passes through or is stored on the network may be intercepted or modified against ERAFP’s wishes.

You are however strongly advised to take precautions to protect yourself against computer hacking, particularly by configuring your system securely and appropriately, and by installing and regularly updating anti-virus software.

ERAFP will not be liable under any circumstances should your IT hardware be infected either during or after browsing the website.

Furthermore, ERAFP may not be held liable for any incorrect use by the user of information or services. ERAFP takes all reasonable care to guarantee the accuracy of information presented on the website. Nonetheless, it is expressly stipulated that the information processed may contain technical or typographic inaccuracies.

Although the editorial and technical teams take the utmost care when drafting and posting documents online, spelling mistakes and/or inaccuracies may occur. ERAFP reserves the right to correct any such mistakes and/or inaccuracies at any time, as soon as it becomes aware of them.

We kindly ask users of the website to inform us of any omissions, mistakes or corrections by sending an e-mail to the webmaster (please do not use this form to report problems logging into your personal space, as special forms are available in the login space).
Under no circumstances may ERAFP be held liable for any errors that may be present on the website, for the exhaustiveness of the information processed or for the unavailability of any data and/or information. You acknowledge that ERAFP reserves the right to modify or shut down all or part of the website, temporarily or permanently, without notice.

ERAFP will not be liable should the whole or part of the website be temporarily unavailable, particularly for the purposes of maintenance of the website or the server on which it is hosted, in the event of a technical breakdown or, more generally, due to any event beyond its control. 

ERAFP will not be liable for any damage or loss arising from your use of data and information, errors that occur on downloading applications or the loss of files, programs or data.

6. Intellectual property rights

The information posted on the website is public and is not copyrighted (Article L. 122-5 of the French Intellectual Property Code). It may be reproduced without restriction, subject to the following three conditions:

  • the integrity of the information produced must be protected;
  • the source must be quoted; and
  • an indication must be given to the effect that the rights of reproduction are reserved and strictly limited.

It is prohibited to use the information for commercial or advertising purposes.

All other content is copyrighted.

This website as well as the website components, including data, databases, text, images (animated or otherwise), sound, drawings, graphic elements, etc., are the property of or have been licensed to ERAFP.

All of the foregoing are governed by the French Intellectual Property Code and are therefore protected against any use not authorised by law or this notice.

Viewing this website does not entail any licence or assignment of any rights to elements of the website.

All distinguishing signs, logos, trade marks, graphic creations, illustrations, photographs and videos, etc. appearing on the website are the property of ERAFP and are protected by the provisions of the French Intellectual Property Code and of the French Civil Code relating to trademarks, designs, models and civil liability.

Use of the foregoing requires the permission of ERAFP (Article L. 122-4 of the French Intellectual Property Code).

ERAFP may take legal action against any unauthorised use of the website content and information on grounds of infringement and/or unfair competition.

7. Hypertext links

Links to other public or private websites may be provided on the website to facilitate access to information.

The hypertext links installed on this website that direct users to other Internet resources, including our partners’ websites, are clearly identified and subject to prior authorisation by the relevant websites. ERAFP undertakes to immediately remove hypertext links when requested to do so by the entities to which the relevant websites belong.

ERAFP is not liable for any hypertext links to other Internet resources.

Furthermore, ERAFP reserves the right to request the removal of any link to websites whose purpose is not consistent with that of ERAFP’s website or whose content might offend public sensibilities.

The installation of a hypertext link to the website requires the prior authorisation of ERAFP, which reserves the right to delete the link at any time.

8. Photo credits 

Getty Image, Thinkstock